Clarizio Home Team
Ohio Closing Costs Calculator
Estimate what you will pay at the closing table on a Central Ohio home. Built with current Ohio fees, including county conveyance rates, so buyers and sellers can budget with confidence.
Estimate Your Closing Costs
Choose your side of the transaction, enter a few numbers, and get an itemized estimate. Every figure updates as you type.
Buying
Selling
Your Purchase
Leave blank to estimate from price
Estimated Buyer Closing Costs
Loan origination fees (0.5% to 1%)
Appraisal fee$400 to $650
Credit report fee$30 to $80
Title services and title insurance$500 to $1,500
Recording fee$34 to $100
Home inspection$300 to $600
Prepaid insurance (12 months + escrow)
Property tax escrow (about 5 months)
Prepaid interest (about 15 days)
Total estimated closing costs
Estimated Cash to Close
Includes your down payment of . Estimates only. Your Loan Estimate and Closing Disclosure will show exact figures for your loan.
Your Sale
Fully negotiable, set in your listing agreement
Estimated Seller Closing Costs
Conveyance fee (transfer tax)
Owner's title insurance policy
Deed preparation and settlement fees$150 to $500
Property tax proration (varies by closing date)
Agent compensation
Total estimated seller costs
Estimated Net Proceeds
Net proceeds are before any mortgage payoff unless entered above. Ohio property taxes are paid in arrears, so your title company will calculate the exact proration for your closing date.
What Is Included in These Estimates?
The calculator uses current Ohio fee schedules and the typical ranges we see in Central Ohio transactions. Every deal is different, so treat these as a planning tool, not a quote.
Buyer Cost Assumptions
- Total buyer closing costs typically run 2% to 5% of the purchase price
- Loan origination fees of 0.5% to 1% of the loan amount
- Ohio recording fees of $34 for the first two pages plus $8 per additional page
- Property tax escrow of about 5 months, estimated at 1.9% of price annually when left blank
- Prepaid interest for roughly 15 days at your entered rate
- Conveyance fee excluded because Ohio sellers customarily pay it
Seller Cost Assumptions
- Ohio conveyance fee of $1 per $1,000 state plus a county permissive fee, $3 total in Franklin County
- Owner's title insurance estimated from Ohio's filed rate schedule
- Agent compensation is fully negotiable and set in your listing agreement
- Property tax proration estimated at 4 to 6 months because Ohio taxes are paid in arrears
- Who pays each title policy is negotiable in your purchase contract
Want Exact Numbers for Your Move?
A calculator gets you close. The Clarizio Home Team gets you exact: a full cost breakdown for the homes you are considering, or a seller net sheet for your address, prepared with our trusted local lending partners.
Talk to the Team